BLA Happy Health - UDR

Good Health…Good Life

A good life...begins with good physical and mental health. Bangkok Life Assurance wishes to see you be out and live every day with peace of mind and stay worry-free. We are ready to be by your side, to take care of you in every moment. We protect you through your times of illness and provide you with comprehensive health services, so that you are ready to run towards your desired goals and harvest the happiness to the fullest in every step of your life.

Because taking good care of your health...is the source of prosperity and sustainability in life.

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Happy Health UDR
Coverage period until age of 99
Coverage period until age of 99(1)
Maximum total benefit per confinement up to 10 million baht
Maximum total benefit per confinement up to 10 million baht(2)
Hospital room fees coverage in a standard single room
Hospital room fees coverage in a standard single room(3)
Freedom to choose your own protection plan with / without deductible
Freedom to choose your own protection plan with / without deductible(4)
Premiums stay fixed
Premiums stay fixed(5)
Coverage for Kidney dialysis, Radiotherapy, Chemotherapy
Coverage for Kidney dialysis, Radiotherapy, Chemotherapy
Coverage for Cancer, Cardiovascular Disease, and Stroke
Coverage for Cancer, Cardiovascular Disease, and Stroke(6)
Daily compensation
Daily compensation(7)

(1) So long as investment unit redemption value covers Premium Charge, Policy administration fee, and the Cost of Insurance
(2) Maximum total benefit per confinement caused by illness or general injuries under Plan 4
(3) “Standard single room" means the starting price for an inpatient private room at a hospital
(4) “Deductible” means to the initial part of the loss that the insured must be responsible according to the terms of the insurance contract or the insured can reimburse from the organization's health welfare and/or other insurance.
(5) The regular premium is a combination of life coverage insurance premiums and Unit Deduction Rider Target Premium. However, Cost of Insurance may be adjusted at policy anniversary based on several factors such as age, the rising medical treatment costs, or the overall compensation payment experience of the portfolio of this additional rider.
(6) Maximum total benefit per confinement from cancer, cardiovascular disease, or stroke under Plan 4
(7) Additional benefits in the case of choosing a no-deductible plan and without exercising rights to claim benefits in the case of inpatients with health insurance BLA Happy Health – UDR

  • Issued age: 11-80 years
  • Coverage period: Until age of 99
  • Premium payment period: Until age of 99
  • Premium payment mode: Annually, Semi-annually, Quarterly, monthly
  • Must be purchased attaching to BLA Premier Link with premium payment in regular installments (Unit Linked) only. The insured can purchase BLA Happy Health - UDR rider on the effective date of the policy only
  • The health examination is in accordance with the company's insurance underwriting criteria.
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Unit : Baht

Benefits Plan 1 Plan 2 Plan 3 Plan 4
Maximum total benefit per confinement from illness or general injuries 500,000 1,000,000 5,000,000 10,000,000
Maximum total benefit per confinement from cancer, cardiovascular disease, or stroke. 550,000 1,100,000 5,500,000 11,000,000
1. In-patient benefits
Group 1 Room and board fees and hospital service fees (inpatient) per confinement as an inpatient, up to 180 days Standard Single Room
In the event that the insured is in the Intensive Care Unit (ICU), room and board fees and hospital services fees (inpatient) will be paid in full up to 60 days. With all the amount to days in Category 1 included, the benefits are up to 180 days. As charged
Group 2 Medical service fees for diagnosis or treatment, blood transfusion service and blood component fees, nursing service fees, medicine fees, parenteral nutrition fees, and medical supplies fees per confinement as an inpatient.  
Subgroup 2.1 Medical service fees for diagnosis As charged
Subgroup 2.2 Medical service fees for treatment, blood services and blood component, and nursing service
Subgroup 2.3 Medicine, intravenous nutrition and medical supplies
Subgroup 2.4 Take-home medicine and medical supplies (Medical Supply 1), not exceeding 7 days 5,000 20,000 20,000 50,000
Group 3 Medical professional fees (Doctor) for examination and treatment per confinement as an inpatient (up to 180 days) As charged
Group 4 Medical service fees for surgery and surgical procedures per one confinement as an inpatient
Subgroup 4.1 Medical expense for operation (surgery) and procedures per policy year
Subgroup 4.2 Operating or medical procedure room
Subgroup 4.3 Medicine, intravenous nutrition, medical supplies and surgical devices
Subgroup 4.4 Fees for medical professional services of surgery & procedure physician (and assistant) (Doctor fee)
Subgroup 4.5 Fees for medical professional service of anesthetist (Doctor fee)
Group 5 Medical expenses for organ transplantation are covered as charged
2. Out-patient benefits
Group 6 Medical service fees for diagnostic examinations before and after a directly related inpatient confinement or medical fees for outpatient follow-up treatments after being discharged from a directly related to a confinement as an inpatient 1,000 2,000 2,000 10,000
Subgroup 6.1 Medical service fees for diagnostic examinations before and after a directly related to a confinement as an inpatient, within 30 days
Subgroup 6.2 Medical fees for outpatient follow-up treatments after being discharged from a directly related confinement as an inpatient, within 30 days (excluding diagnostic examination fees).
Group 7 Outpatient medical service fees in case of injuries, within 24 hours from an accident per event Not covered 10,000
Group 8 Rehabilitation fees after a confinement as an inpatient, per one time per policy year Not covered
Group 9 Medical service fees for the treatment of chronic kidney disease by kidney dialysis through the blood vessels, per policy year 50,000 100,000 100,000 200,000
Group 10 Medical service fees for the treatment of cancer and tumor by radiotherapy, interventional radiology and nuclear medicine, per policy year
Group 11 Medical service fees for cancer treatment by chemotherapy and cancer cells targeted therapy, per policy year
Group 12 Emergency ambulance service fee As charged
Group 13 Medical service fees for minor surgery
Deductible per confinement - 30,000 50,000 - 30,000 50,000 100,000 - 30,000 50,000 100,000 - 30,000 50,000 100,000
Extended clauses
Daily medical compensation for confinement without claiming inpatient benefits under BLA Happy Health - UDR with no deductible, up to 10 days per policy year 1,000 - - 2,000 - - - 2,000 - - - 2,000 - - -
The company will pay benefits for covered expenses incurred due to reasonably and medically necessary treatment. These benefits will not exceed the maximum amounts listed in the Table of Benefits.
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For more details, please contact our life insurance agents or financial advisors nationwide.

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