| Protection | Benefits |
|---|---|
| 1. If death occurs during the policy period |
Receive 100% of the accumulated paid premiums, plus 5% of the sum assured |
| 2. If no death occurs duringthe policy period, the insured will receive up to 650% of the sum assured with an opportunity to receive a dividend on the maturity date |
2.1 Benefits guaranteeing payment
2.2 Dividends |
Notes
- Annual cash return is the special cash return.
- *The company may consider paying dividends on the maturity date to the insured. Dividend amount depends on the return on investment of the par – product assets throughout the policy period deducted by the total cost of this product which the company will allocate at 80% of that surplus to the insured. The dividend at the end of the contract will be different for each product according to terms and conditions, and dividend calculation method specified by the company.
