| Coverage | Benefits |
|---|---|
| 1. If death occurs during the policy period. |
Receive benefits as a % of sum assured or accumulated paid premiums, whichever amount is greater.
|
| 2. If no death occurs during the policy period, the Insured will receive up to 525% of the sum assured with an opportunity to receive a dividend on the maturity date |
2.1 Benefits guaranteeing payment
2.2 On the maturity date: Opportunity to receive a dividend*** |
Notes
* Of the sum assured
** If no death occurs during the policy period, the Insured will receive up to 391% of the sum assured together with the special cash return of 84% of the sum assured.
*** The Company may consider paying dividends on the maturity date to the Insured. Dividend amount depends on the return on investment of the par - product assets throughout the policy period less the total cost of this product which the Company will set at 80% of that surplus to the Insured. The dividend at the end of the contract will be different for each product according to the Terms and Conditions, and the dividend calculation method specified by the Company.
