Bancassurance Products

Home 1st plus

Life insurance for Bualuang Home Loan customers. The insurance guarantees that your family will have absolute ownership in the properties, without having to shoulder the outstanding debts in the event of your death or total permanent disability.

  • Peace of Mind with coverage in the event of illness and accident
  • Low Premiums pay only once
  • Tax Benefits in line with the Revenue Department conditions

Protection and Benefits

Protection Benefits
1. If death occurs from a natural cause or illness

Receive coverage of the sum assured, decreasing in line with projected monthly payments in the policy year from the month the death occurs

2. If death occurs from an accident

Receive 100% of the sum assured

3. If total permanent disability occurs

Receive coverage of the sum assured, decreasing in line with projected monthly payments in the policy year from the month the total permanent disability occurs

Note: When the Company has made a payout in accordance with protection 1, 2 or 3, the policy will be ineffective immediately.


  • The insured is a Bualuang Home Loan borrower.
  • Insurable age: 20-60 years (combined with the coverage period must not be over 65 years)
  • Coverage period: 3-30 years
  • Minimum sum assured: 50,000 baht

Premium Rates

  • The insured will receive protection throughout the loan term by paying a one-time low premium.
  • The insured can also borrow an additional loan from Bangkok Bank to cover the insurance premium.
  • Eligibility for personal income tax deductions, in line with the Revenue Department conditions, for a loan term of more than 10 years
  • Premiums for additional coverage (in the event of total permanent disability) are not eligible for personal income tax deductions.

Assured by Bangkok Life Assurance Public Company Limited


  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.
  • The insured must fill out a Health Declaration Form before applying for insurance.

For more information, please call Bangkok Life Assurance at 02 777 8888 or contact at any Bangkok Bank branch nationwide.


Please use the contact form below.
We'll get back to you as quickly as possible.