Panjarak Daily Hospitalization Compensation

Feel at ease and worry-free when in need of hospitalisation with this Supplemental Policy - Daily Compensation (Panjarak), a 5 in 1 income compensation plan for in-patient admission + ICU + 4 dread diseases + major surgery + organ transplant surgery.

  • Insurable age 6-64 years old
  • Maximum daily compensation of 5,000 Baht per day up to 1,250 days
  • In the event of hospitalisation in ICU or sickness from 4 dread diseases (cancer, paralysis from stroke, coronary artery bypass, heart attack) daily benefits received will be doubled.
  • In the event of major or complex surgeries, receive an additional 10 times the daily benefit amount.
  • In the event of vital organ transplant, receive an additional maximum of 200 times the daily benefit amount.

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The Company shall pay the daily benefit due to hospitalisation per the following:

  1. 1 time the daily benefit amount for in-patient admission (no less than 6 hours) for an actual total number of days hospitalized and at a maximum of 1,250 days per hospitalisation per claim.
  2. 2 times the daily benefit amount for ICU admission or hospitalisation due to 4 dread diseases (cancer, paralysis from stroke, coronary artery bypass, heart attack) and at a maximum of 365 days per claim. Total number of days hospitalised under 1 and 2 shall not exceed 1,250 days per claim.
  3. 10 times the daily benefit amount per one major or complex surgery (according to surgical schedule), maximum of 3 surgeries per year.
  4. 200 times the daily benefit amount for vital organ transplants i.e. heart, lung, liver, kidney and bone marrow.

For more details, please contact our life insurance agents or financial advisors nationwide.