Bancassurance Products

Bualuang Huang Luk Larn

Provide long-term protection for your children. Premium payments can be made for 10 or 15 years with a minimum sum assured of 100,000 baht and annual returns.

  • Protection Period choose 10 or 15 years
  • Total Benefits 100,000 baht only
  • Annual Returns 1% of the sum assured

Protection and Benefits

Protection Benefits
1. If death occurs during the policy period
  • Receive 100% of the sum assured, or the actual accumulated paid premiums (whichever amount is higher)
  • Receive an education fund of 10% of the sum assured at the end of each year, starting from when the death occurs and stopping when the coverage period ends
2. If no death occurs during the policy period, the insured will receive up to 110%-115% of the sum assured (depending on the coverage period).
  • At the end of the 1st policy year until the coverage period ends: Receive 1% of the sum assured
  • At the end of the policy period: Receive 100% of the sum assured

Accumulated paid premiums means insurance premiums at normal rates with no extra premium due to higher risks e.g. the insured has a pre-existing health condition or a high-risk job.


  • Insurable age: 20-55 years for the 10-year premium payment period and 20-50 years for the 15-year premium payment period
  • Coverage period: 10 or 15 years
  • Premium payment period: 10 or 15 years
  • Minimum sum assured: 100,000 baht

Premium Rates

Annual premium of 1,000 baht of the sum assured (depending on premium payment period, gender and age of the insured).

Premium Payment Period Age (years) Female Male
10 years 20 - 55 103.8 - 107.8 baht 104.2 - 109.7 baht
15 years 20 - 50 70.5 - 73.3 baht 70.8 - 75.9 baht

For age calculation of the insured, a fraction of more than 6 months shall be counted as a full year.

Assured by Bangkok Life Assurance Public Company Limited


  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.
  • The insured must fill out a Health Declaration Form before applying for insurance.

For more information, please call Bangkok Life Assurance at 02 777 8888 or contact at any Bangkok Bank branch nationwide.


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